Members
Know Your Coverage
Member Portal
What is Workers’ Comp?
Workers’ compensation coverage works similarly to other types of insurance:
1
Premium
You pay a monthly premium to a provider. Your premium is based on payroll and the nature of your work.
2
Claim
If a worker is injured on the job, you submit a claim to your workers’ comp provider.
3
Compensation
The workers’ comp provider pays for the injured worker’s medical treatment. In the event an employee must miss work, workers’ comp pays him/her a portion of his/her wages.
Business Blog
TAKE 5: Kevin Fletcher
After working in retail for several years, Kevin decided to change career paths and focus on insurance by coming aboard the LCI team. He...Read More
TAKE 5: Rachelle Bordelon
Raychelle joined the LCI team in August of 2007 after working with a New Orleans-based insurance provider as an Underwriting Assistant. She is currently...Read More
HOW TO PREPARE FOR A WORKERS’ COMPENSATION PREMIUM AUDIT
What is a premium audit, and when do they occur? Workers’ compensation premiums are based on the type of work being done – called...Read More