WITH HURRICANE IDA WREAKING HAVOC AND DISRUPTING COUNTLESS LIVES AND BUSINESSES THROUGHOUT LOUISIANA, WE ALL WANT TO HELP OUR NEIGHBORS. LCI WORKERS’ COMP IS HERE TO HELP YOUR BUSINESS.

While being helpful to those in need, please be mindful that work as we have known it may not be “routine or normal“ at this time or for some time to come. Accidents and unsafe working conditions can lead to costly injuries to you, your employees, and to your business.

Please consider the information below before beginning work in any areas affected by the recent storm. You can also contact LCI with any additional questions.

My operations have changed. How might this affect my current workers’ compensation coverage?

• If you begin performing operations that were not contemplated when your coverage was originally written, please contact your agent immediately to review your current operations. Additional class codes may need to be added to your current coverage which could impact your premiums and also impact future payroll audits.

• Certain operations are prohibited under your existing workers’ compensation coverage which could lead to cancellation of your existing coverage.  Your Agent or LCI can assist with this question. These operations include but are not limited to:
  
  • Roofing Repair and Roofing Installation
  • Roofing INCLUDES the Installation of Blue Tarps
  • Iron Or Steel Erection
  • Stone Cutting
  • Mold Remediation

What do I need to know about hiring subcontractors?

• Make sure any sub-contractors that you hire have their own Workers’ Comp policy and that you obtain a Certificate of Insurance BEFORE work is performed.
• You should verify their certificate of insurance every time you pay them. Contact the insurance agency that issued the certificate of insurance to ensure that the COI is valid.
• You will be responsible for any claims or additional premiums incurred by uninsured sub-contractors.
• You can also verify certificates of insurance online: https://www.ewccv.com/cvs/

What should I do if my payrolls have increased?

• Please contact your agent immediately to let them know of any payroll or operations changes. These adjustments need to be made to your coverage immediately. Failure to update your payroll may result in additional premium due at audit.

What information should I obtain from new hires?

• Post Hire Medical Questionnaires (Second Injury Fund) and Drug & Alcohol Forms should be obtained for every employee hired.
• These forms can be found on LCI’s website:
  • Second Injury Form: https://louisianacomp.com/member-services/member-forms/
  • Drug & Alcohol Form: https://louisianacomp.com/member-services/safety/

Report ALL Claims Immediately

• Please report all claims by calling (888) 246-1988 or fax the First Report of Injury to (985) 224-4532.
• A copy of the First Report of Injury can be found here: https://louisianacomp.com/wp-content/uploads/2018/10/WC-First-Report-of-Injury.pdf
• All claims should be reported within 24 hours of the incident.
• Take the injured worker to the nearest Urgent Care facility if the injury is non-life threatening or the nearest Emergency Room if you believe it is life threatening.
• A map of medical facilities in your area can be found on our website at this link: https://louisianacomp.com/find-and-er-urgent-care-faciltiy/
• When reporting the claim, it is important to provide all relevant information regarding the injured worker as well as the basic facts of the incident. To report a claim, call (888) 246-1988

How do I pay my monthly premiums?

• Members may make payments on the Member Portal

• Call our office at (985) 612-1230

STAY SAFE. WORK SMART.  WE ARE IN THIS TOGETHER.

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