Our standard premium payment plan is 8.5% down and 10 equal installments with no interest charged. Of course, payroll reporting and other payment plans may be discussed with underwriting. All fees, including Association/Membership Fee, Expense Constant and Loss Control fee are fully earned at the inception of the coverage. And remember, every account is subject to a premium audit.

• Minimum payroll – $22,000
• Minimum premium – $1,500 (degree of risk may require higher premiums)
• Maximum payroll for Sole Proprietors, Partners, and LLCs – $23,700
• Maximum payroll for Owners/Officers of a Corporation – $46,800
• Charge for increased limits of Employers Liability –
  • $500,000 – 1.7%
  • $1,000,000 – 2.8%

Specific Waiver of Subrogation – $150 each
Blanket Waiver of Subrogation 2% of Standard Premium, minimum of $250, max $1,500